Advice for homeowners who experienced damage during winter storm
JACKSON, Tenn. — Individual Assistance is still under federal review following the winter storm, but there are some things you can do now.
SEE ALSO: FEMA Public Assistance approved for 23 counties; Individual assistance still under federal review
The Tennessee Emergency Management Agency says that, while FEMA Individual Assistance is under review, you can be proactive by:
- Documenting damage
- Filing an insurance claim if you have coverage
- Saving receipts/repair estimates
The Tennessee Department of Commerce and Insurance has also shared a recap of tips you might need regarding insurance and safety inspections.
- File your insurance claim as soon as possible. Call your insurance company or agent with your policy number and other relevant information. Your policy may require that you make the notification within a certain time frame.
- Have you been unfairly denied coverage by your insurance company or have questions about your insurance policies. Call our team at 615-741-2218 or 1-800-342-4029 or complete the online complaint form online at the link.
- Avoid anyone who claims to be from a government agency and demands upfront fees to help you claim services, benefits, or get loans. No government agency charges application fees. Always confirm a stranger’s credentials by calling the agencies if necessary.
- Beware of contractors making door-to-door or telephone solicitations offering to make repairs to roofs and other storm damage to your home. Often these contractors are high pressure salesmen, without experienced employees, who contract with you and then will hire inexperienced, unlicensed individuals as “subcontractors.”
- Questions about getting an electrical inspection ahead of getting your electrical power restored? Click here.
For more news across the state, click here.
