Top 2025 financial resolutions in America revealed by survey
JACKSON, Tenn. — According to a new national survey from Discover Personal Loans, just over half of Americans plan to make a financial resolution for 2025 including to save more, earn more, spend less, improve credit scores, build an emergency fund and pay off or consolidate debt.
Yet, 94% of Americans anticipate challenges that may get in the way of achieving these 2025 goals – from inflation to unexpected expenses, the economy, everyday expenses, income and existing personal debt.
“Not everyone is a fan of new year’s resolutions. About a third of the respondents told us they don’t believe in any new year’s resolutions, but it’s not because they’re throwing in the towel. In many cases, it’s because they want to stick with the habits that made them successful in 2024,” said Dan Nickele, Discover Personal Loans vice president.
Furthermore, 38% of consumers who created a budget last year were unable to stick with it for similar reasons: unexpected expenses, inflation, lack of money, overwhelming debt and unexpected life events.
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