Reducing health care costs during open enrollment

JACKSON, Tenn. — As the annual open enrollment season approaches, a concerning finding sheds light on a health issue that affects millions of Americans.

A staggering 88% of U.S. adults lack sufficient health literacy to effectively utilize the health care system.

This lack of understanding may not just affect the choices you make during open enrollment, it could also impact your bank account.

For most people, not making an enrollment decision means you may be locked into your current plan for the upcoming year.

“Know that a lot can change in one year,” said Dr. Rhonda L. Randall. “Even if your current benefits are still meeting your needs, you’re going to want to assess if anything is changing with the plan that you’re currently enrolled in.”

If anything has changed this year, either with your current plan, health status, or budget, that decision to do nothing could lead to unpleasant surprises or missed savings in 2025.

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